Key Benefits of Capital One Cash Excellent Credit Card:
- Enjoy a 50% bonus on the cash back you earn every year
- Earn 1% cash back on all purchases
- Get your cash back how you want it, when you want it
- Save with a low intro APR on purchases and no annual fee
- New account holders can earn a one-time $100 bonus
This Credit Card is For:
People with excellent credit who want to get more cash back for their spending.
Rewards:
- 1% cash back on all purchases
- 50% bonus on the cash back you earn every year
- One-time bonus of $100 once you spend $500 in the first 3 months
- Earn unlimited cash back that doesn't expire
- Get your cash back anytime as an account credit or check, even set up automatic redemptions
Rates:
Purchase APR : 0% intro APR until August 2013; 12.9%–20.9% variable APR after that
Transfer APR : 0% intro APR until August 2013; 12.9%–20.9% variable APR after that
Cash Advance APR : 24.9% variable APR
Grace Period : 25 days on purchases
Usage Fees:
Transfer Fee : 3% of the amount transferred until August 2013
Foreign Transaction Fee : $0
Cash Advance Fee : 3% of cash advance; not less than $10
Membership:
Annual Fee : $0
Penalty Rates and Fees:
Returned Payment Fee : Up to $35
Late Payment Fee : Up to $35
Over-the-Credit-Limit Fee : None
Penalty APR : 29.4% variable APR
Capital One Cash Visa Signature Credit Card Benefits:
Travel upgrades and savings
Receive complimentary upgrades and special savings at hotels, resorts and spas with your Visa Signature card.
Complimentary concierge service
Enjoy personal assistance 24 hours a day, from home and when you travel, with Visa Signature Concierge.
Special access to events
Your Visa Signature card gets you special access and preferred seating at events like the Super BowlTM and Olympic GamesTM.
Shopping discounts
Take advantage of special discounts at top retailers and online merchants with your Visa Signature card.
$0 Fraud Liability
If your card is lost or stolen and used without your authorization, you will not be liable for those charges.
24-hour travel assistance services
If your credit card is lost or stolen, you can get an emergency card replacement and a cash advance.
24-hour roadside assistance
If your car breaks down or you get locked out, call us and we'll send someone to the rescue.
Extended warranty program
You'll get additional warranty protection at no charge on items that are purchased with your credit card.
Travel accident insurance
Get automatic travel insurance at no extra charge when you use your credit card to purchase your fare.
Auto rental insurance
Rent a car with your credit card and you can get collision, damage and loss insurance.
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