Features and Benefits Southeast Bank Visa Credit Card
Single Card-Dual Use (Local & International):
SEBL Visa (Dual) Credit Card has unique feature of allowing limits both for local and international usage in a single card. However, one may opt for separate cards if he / she find the same convenient for him / her. SEBL Visa (Dual) Credit Card is accepted at any merchant locations or payment counters displaying Visa logo in any part of the world.
Widely Accepted at Merchants & ATMs Worldwide.
Competitive Annual / Renewal Fee
20 - 50 Days Interest Free Credit Facility:
SEBL Visa Credit Card allows free credit facility on purchase up to minimum 20 days and maximum 50 days without any interest if there is no outstanding amount on the card account in the previous month's bill.
50% Cash Drawing Facility at ATMs and any Southeast Bank Branch:
SEBL Credit Cardholder can draw cash up to 50% of the credit limit against his / her card. Cash may be drawn from all ATMs or payment counters having Visa logo. Cash withdrawal facility is also available from any of our branches across the country. No interest free grace period is available for any cash advance.
100% Cash Drawing Facility at purchase mode through Card Cheque:
Cardholders can issue Account Payee Card Cheque against local limit. Transaction mode of Card Cheque will be treated as Purchase.
Easy Repayment:
Cardholder has also the option of paying a minimum of 5% of his / her bill amount every month and thus can enjoy the flexibility to plan repayment in installment basis.
Auto Payment facility:
If a cardholder maintains an account with any of the SEBL branches, he / she can instruct us to realize the monthly bill against his / her credit card from his / her SB/CD/STD account automatically.
Payment of International Roaming Bill of Mobile Phone:
Cardholder can pay his / her international roaming bill of cell phone through Credit Card.
Auto Debit Facility of Mobile Phone Post Paid Subscribers
Free Supplementary Cards:
Supplementary cards are issued against a Principal Card. While each supplementary cardholder will have his / her own independent usage within the principal card - holder's credit limit, the expenses will be charged to the principal card - holder's account. Separate limit but not exceeding the principal may be fixed for each supplementary card.
SMS Push - Pull Service:
Cardholder can enquire about his / her credit card status through his / her cell phone.
Push services: 1. Transaction alert 2. Bill status
Pull services: 1. Balance enquiry 2. Statement status 3. Minimum due status 4. Last transaction enquiry
24 hours Customer Service.
Rate of Interest:
Any amount that remains outstanding after the payment due date will attract an interest @ 2.50% per month calculated on daily basis from the date of transaction until the entire amount is paid in full.
In case of cash advance, the interest @ 2.50% per month will be charged and calculated on daily basis from the date of transaction until cash advance is paid in full.
Fees & Charges
Southeast Bank VISA Credit Cards
|
Gold Card
|
Classic Card
| ||
01.
|
Principal Card Annual / Renewal Fee:
| |||
Local
|
Tk.
|
1200.00
|
600.00
| |
International / Dual
|
USD.
|
60.00
|
30.00
| |
02.
|
Supplementary Card Annual Fee / Renewal Fee :
| |||
Local
|
Tk.
|
Free
|
Free
| |
03.
|
Replacement Card Fee :
| |||
Local
|
Tk.
|
300.00
|
300.00
| |
International / Dual
|
USD.
|
10.00
|
10.00
| |
04.
|
Late Payment Fee :
| |||
Local
|
Tk.
|
350.00
|
200.00
| |
International / Dual
|
USD.
|
10.00
|
10.00
| |
05.
|
Return Cheque Fee :
| |||
Local
|
Tk.
|
350.00
|
250.00
| |
International / Dual
|
USD.
|
10.00
|
10.00
| |
06.
|
Statement Retrieval Fee:
| |||
Local
|
Tk.
|
50.00
|
50.00
| |
International / Dual
|
USD.
|
5.00
|
5.00
| |
07.
|
Charge Slip Retrieval Fee :
| |||
Local
|
Tk.
|
250.00
|
200.00
| |
International / Dual
|
USD.
|
10.00
|
10.00
| |
08.
|
Outstation Cheque Collection Fee :
| |||
Local
|
Tk.
|
100.00
|
100.00
| |
International / Dual
|
USD.
|
15.00
|
15.00
| |
09.
|
Personal Identification Number (PIN) Re - issuance Fee :
| |||
Local
|
Tk.
|
500.00
|
500.00
| |
International / Dual
|
USD.
|
10.00
|
10.00
| |
10.
|
Excess Limit Charge :
| |||
Local
|
Tk.
|
Nil
|
Nil
| |
International / Dual
|
USD.
|
Nil
|
Nil
| |
11.
|
Cash Withdrawal Fee:
| |||
Local
|
Tk.
|
2% of advance fee or Tk. 100 which is higher
| ||
International / Dual
|
USD.
|
2% of advance fee or $ 3 which is higher
| ||
12.
|
Cheque Honor Fee:
| |||
Local
|
Tk.
|
1% of the drawn amount
| ||
International / Dual
|
USD.
|
N/A
|
N/A
| |
13.
|
Cheque Book Issue Fee:
| |||
Tk. 15 per leaf
| ||||
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